SSDI and SSI benefits for people with disabilities

Learn the difference between SSDI and SSI

• SSDI is tied to your work history. It pays benefits to you and certain members of your family if you:
  • Have a disability and 
  • Worked enough years to qualify and paid Social Security taxes during the years you worked
• SSI does not require you to have a work history. It provides you with money to cover basics like food, clothing, and housing if you are 65 or older or have a disability.

Find out if you are eligible for SSDI and apply

Your eligibility for Social Security Disability Insurance (SSDI) is based on your age, disability, and how long you worked. To find out if you are eligible for SSDI, use the Benefit Eligibility Screening Tool.

Your spouse or former spouse and your children may be eligible for benefits when you start getting SSDI. Learn about family benefits and see if your family members may qualify.

You have options to apply online, by phone, or in person.

• If your application is approved, you’ll have a five-month waiting period for benefits to start.
• Learn how you can appeal if your SSDI application is denied.

Find out where to apply for SSDI

Find out if you are eligible for SSI and apply

Supplemental Security Income (SSI) is for people who have little to no income. You must also either:

Use the Benefit Eligibility Screening Tool to see if you are eligible for SSI.

You have options to apply online, by phone, or in person.

• To apply for SSI for a child, you can start the process online. But you will need to complete the application process, either in person or by phone.
• Understand the steps to appeal a decision if your SSI application is denied.

Find out where to apply for SSI

When are SSDI and SSI benefits paid?

The day you will get your SSDI or SSI benefits each month is based on your birthdate. Find out when you will receive your benefits.

If your payment is more than 3 days late, contact the Social Security Administration.

Get help with SSDI and SSI benefits

You can create a free “my Social Security” account to manage your benefits online and:

• Check on your application status
• Update your name, address, and other information
• Set up or change your direct deposit information to receive your benefits
• Get tax documents to report income from SSDI benefits (SSI benefits are not taxable.)
• Get a benefits verification letter to show what benefits you receive

If you have specific questions:

• Review the Social Security Administration’s frequently asked questions pages for
  • SSDI
  • SSI
• Contact the Social Security Administration directly

Discover other disability benefits

Use USAGov's benefit locator tool to find other disability benefits that may help with bills, education, jobs, and more.