Credit reports and scores | USAGov

Learn how to request credit reports and scores, place a credit freeze, and fix reporting errors.

Learn about your credit report and how to get a copy

Credit reports list a history of your finances. Learn how to request credit reports, what information they include, and how lenders and other organizations may use them.
Understand, get, and improve your credit score

Learn how your credit score is calculated, how to request it, and what you can do to improve it.
How to place or lift a security freeze on your credit report

A credit freeze restricts access to your credit report. If you suspect your personal information or identity was stolen, placing a credit freeze can help protect you from fraud.
Dispute errors on your credit report

Errors on your credit report can affect your credit score and your ability to get a loan or rent a property. Learn about the types of errors and how to correct them.